Home Insurance
Motor Insurance
Travel Insurance |
Home Insurance
What we provide
We can proveide quality, low cost protection for your home and contents. We can offer protection against a wide range of misfortunes, including fire, storm, flood or break-in. Cover can also be arranged for accidental damage to your household goods.
Optionally you can further extend your policy to cover accidental loss or damage to personal effects, valuables and bicycles and other items inside or outside your home. Also, policies covering buildings and contents will meet public liability claims made against you as a home owner/occupier, as well as actions brought by domestic employees.
What is not covered
This depends on the type of insurance which you wish to arrange, however an insurance policy does not cover normal wear and tear. Also, you are responsible for the first £50 of a claim.
Cost
The cost of home insurance depends on the location and the value of the property, and also on the type of cover. Discounts may also be available under certain circumstances.
Get a home insurance quotation
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Motor Insurance
What we provide
We can arrange quality, low cost protection for you and your car. Aside from providing third party cover, which is required by law, we offer a range of other, flexible policies. Whether you wish to have other drivers on your policy, insure your vehicle against loss or damage, or pay your premium in monthly instalments, we can help.
What features are available
- You can choose third party, third party fire and theft or comprehensive insurance
- Drivers of all ages and experience can be added
- Most people enjoy a 55% no claims bonus after only four years
- If a claim does affect your bonus, it will only be "stepped back" by the equivalent of two years, so those on a full bonus would still receive 35% at renewal
- Most people are automatically covered for third party whilst driving cars owned by other people
- If you bring your car to Europe, your policy cover will be maintained free of charge for up to 31 days
- The standard excess which you have to pay on a claim is only the first £100
Discounts
A variety of discounts are available on policies. Older, more experienced drivers enjoy lower premiums, as do female drivers. Premiums may also be reduced if only you (or your spouse) are the driver of the vehicle.
Get a motor insurance quotation
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Travel Insurance
What we provide
Travel Insurance can be arranged to cover a variety of misfortunes which might occur while abroad. Depending on the sum insured and the exact details of the policy you can be insured against a number of misfortunes including personal accident, medical expenses, hospitalisation, and loss of personal money, baggage or passports.
Cost
The cost depends on the sum insured, and on certain other factors, such as whether winter sports cover is required. Some claims may require you also to pay the first £25.
Get a travel insurance quotation
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